Wait hang on so luck has to do with random chance and events characterised by random chance are eg. unmeddled dice-throws but they don't count if you win money from them because then it would be like a lottery which would not be random or chancey or lucky,

so basically you might arrive at a "lucky" event if you completely by accident tripped while walking, fell down a slope and, accidentally, through bouncing off of rocks unstrategically placed by a storm, happened to fall into a perfect game of dice played by aforementioned storm and his cousin and before you have time to decide on whether or not you want to play you win according randomly determined rules of the dice-game...

... but wait! You decided to go for walk didn't you? And chose to prioritise getting out in a hurry before trying your shoelaces properly? And that leads us right back to your parents deciding to have sex and poof, no more luck, congratulations on your hard-earned dice-money.



Summary: maybe you're trying to enforce a definition of luck that can't exist, ie. with the goal of disappearing luck in order to give supremacy to human agency, rather than exploring what the concept of "luck" might mean.