Quote Originally Posted by RandBlade View Post
Maybe compared to a partner, but not compared to the original person. Single employees aren't the partner of an employee.
That's an odd way of looking at it. The couple's rates aren't just double a single's rates, and you can't split off the original person from the added partner.

EG: If policy costs are $500/mo for an individual, but $800/mo for a couple, that's equivalent to $400/mo/per partnered person. That's a savings of $100/mo per person when compared to the lone individual. They also have the advantage of co-mingling the deductible (they don't each have to pay the deductible before insurance benefits kick in). That's a savings of at least $1,000-$5,000 per year for a couple/family policy.

So yes, there's a financial bias for couples, or a discrimination against singles.