No I'm in New Zealand and I realise that the US has a very different, almost insanely predatory, financial system.
Here electronic transactions are the way of life, even when I was working as a dishwasher in a restaurant I was paid electronically. I provided a link buried in my post, I'll make it clearer here http://en.wikipedia.org/wiki/Debit_card#New_Zealand. And for added info here's the kind of bank account my eftpos card is linked to http://bnz.co.nz/Personal_Solutions/...-3-636,FF.html