Quote Originally Posted by Loki View Post
Why would you want to retire by 55? Are you engaged in boring, back-breaking labor? I'd be bored if I was just sitting at home. I don't intend to retire until I can't work anymore.
That's because you're using an academic metric for "work". That's a fairly derogatory attitude toward people who've worked 30+ years as laborers.

I'd say plenty of hard-working laborers need to retire long before they're 65-67 years old. And their retirement isn't "just sitting at home". Well, unless their bodies are so debilitated from their labor that's all they can manage.