If you can move around Ganymede, you really should just be making an orbital ring.
No idea! I admit that I can't keep my Jovian moons straight, but I know that on at least one of the moons the ice surface is believed to be shifting around at a fairly frantic pace due to Jupiter's gravity, and I don't know that this isn't the case on Ganymede. It's tidally locked and with a stable orbit, so it probably isn't too bad there, but even slow shifts are going to involve levels of energy that steel can't deal with.
Tidal heating isn't a requirement for subsurface liquids. I can think of a bunch of possibilities that would allow Ceres a liquid subsurface ocean - it's closer to the sun, so it gets more energy from there, radioactive heating, an ocean of ammonia instead of water, etc. This is honestly the first I've heard of it having a liquid layer, though.Interesting side note, have you seen the pics of Ceres? There's some talk there could be a liquid layer there too, which sort of upends the tidal heating explanation for the big planet moons.