I recently came across the scheme at Landed.com that is a twist on traditional CLTs. Essentially, they're a new matchmaker that sets up private capital to fund local housing as an investment. The idea is that they'll fund up to half of a 20% downpayment (i.e. 10% of the purchase value) and you won't owe them a dime. But when you sell, they get back their money along with 25% of the appreciation in the home value in the meantime.

It's currently aimed at teachers in California but they're looking to expand and I know that some people in my neighborhood are talking of setting up something for a broader array of young professionals because of the utter dearth of affordable housing. What do you guys think? Would you trade a quarter of your real estate appreciation in exchange for help on your downpayment?