You can't simultaneously approve of what they've done and agree that they shouldn't have done it. The logical implication of your previous posts is that they shouldn't have done this. You agreed with that, but then you expressed your approval of precisely the thing you previously agreed they shouldn't have done. My position is that the govt. wasn't generous enough, and that they should've exempted payouts under this scheme from calculations of capital for welfare purposes. It would've been easy, fair, and good.