Dropped my new Laptop on the floor, now its not working. It cost about £600 2-3 months ago. Superficial damage to the top-left and top-right hand corner of the casing (its coming apart), its got a loud clicking noice repeatedly and won't get past the BIOS (no superficial damage to the screen that I can see, but only seeing BIOS boot so not exactly a full range of colours). Say's there's no bootable drive.
Suspect that its the HDD that's got stuffed. Tried unscrewing and re-screwing it in, just in case it wasn't seated correctly.
Not sure what to do. Can install a new HDD perhaps but not sure if I'd spend good money on that and realise down the line that other parts were damaged too. Or I can make a claim under the Home Insurance, got accidental damage cover but with the rider and excess on that it'll come to about £240 I think and don't know if it'll affect any future No Claims or anything? First year as Home Owners so first year with insurance and never made a claim before.
Any advice?


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